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Appreciation Mails

Rajesh Singla

People send us their appreciation letter and testimonials. We call them their love letters. Here are few which we would ...

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Stockssavvy get its own Forum

Rajesh Singla

  We are happy to introduce forum for our Stockssavvy readers. The forum of the link can be accessed at ...

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Amazon makes Indians go wild with their new India start up Junglee.com

Rajesh Singla

American online retail giant Amazon.com has made an final entry into the Indian market with Junglee.com, an online shopping site. What this means to online leaders in India such as Flipkart.com & yebhi.com? Which online website is the cheapest & renders the best services?

New Design, New Purpose

Rajesh Singla

We have recently changed the design of our site and with this we change the look & feel of the website. Now it is very important for us to know fair critiques about it. Maybe there is something you didn't like in the site, or you have some ideas about it? We would greatly appreciate all your comments.

How to get rid of paying premium to your low paying Money back Policy?

Rajesh Singla

Are you tired of paying premium in your money back policy? Do you think you have been tricked by agent while purchasing the policy & now you are struck as surrender value doesn’t pay anything before 3/5 years of policy? There are 2 options available. Either to surrender the policy or Making the policy paid up. Now the question arise which option to choose – Which is a better choice? Surrendering the Policy or making it paid up policy.

Now Transfer money to another account by sending an SMS

Rajesh Singla

Do you ever wanted to do transaction on your mobile phone as easily as sending SMS? How many times you have got caught when you have to transfer/receive money on urgent basis but either you don’t get internet near you, or Bank Website is getting updated or there is a national holiday due to which transaction will be done tomorrow. National Payment Corporation of India has come with a new service in India apart from existing NEFT & RTGS to overcome the perils of earlier transaction system.

Reliance Industries all set to launch India's first 4G services

Rajesh Singla

If you think 3G is way to go in the coming years, think again. Technology is changing at breath taking speed, People have still to get accustomed to 3G, When Mukesh Ambani is all set to roll out India’s first 4G services in December, 2011. The commercial launch will happen in the first quarter of 2012 by Reliance Industries at an affordable rate of Rs 3000 per month.

How to check your Employee Provident Fund Account?

Rajesh Singla

Do you know how much money you have in your Employee Provident Fund. Getting this information was really tedious earlier & lot of people never bothered to go through the pain to know their PF Amount money. But not anymore, now you can get your EPF details on your mobile phone by few clicks on EPF website.

What Saving Interest deregulation means for a common man?

Rajesh Singla

Interest rate on savings account has been deregulated by RBI. According to RBI, each bank will offer uniform rate on savings of up-to Rs 1 lakh. Thereafter, Banks may provide differential rates on savings above Rs 1 lakh. RBI has mandated that savings bank account rate be linked with the policy rate at which the central bank lends short-term funds to commercial banks. RBI increased the savings interest to 4% in April after keeping it unchanged from the last 8 years from 3.5%. With the RBI freeing interest rate on savings deposits, mid-size private lender Kotak Mahindra Bank, Yes Bank has announced new interest rates by being the aggressor for this move. It will offer 6 per cent interest on savings deposits above Rs. 1 lakh and 5.5 per cent on those below Rs. one lakh from November 1. How it impact a common man & his life? Pros The most obvious benefit is the increased return to regular savers on their money lying in normal savings account. According to estimates, Indians have 26% of the money deposited in the savings account. In the past 12 or 18 months the savings rate there has been a significance rise in the saving rate. For those who tend to be less financially prudent about their money lying idle in their salary accounts, this would result in better returns. Further short-term deposit rates(for 90 days, for 180 days & for 1 year) are also expected to rise which will help old age investors and pensioners looking for short-term deposits and debt funds as investment opportunities. Further the competition amongst banks will increase which if effectively monitored and controlled would lead to increased efficiencies in the banking space. Increased competition will lead to development of innovative products thereby transforming the savings account from a bank account to a safe & secure investment avenue. This will increase the attractiveness of savings deposit account, which is expected to improve the savings profile of a common man. Cons: While RBI for long has been keen on freeing it, the industry body IBA was opposing it saying any such move would push up the costs of banking services like ATMs charges, money transfers and cheque books to protect margins. The second largest private lender HDFC Bank head Aditya Puri was categorical in stating that "whether banks increased the SB rates or not, the cost of banking services would definitely go up following the RBI move". The RBI move is not good news for larger banks with high savings account balances like SBI, HDFC Bank, ICICI Bank, PNB and Axis Bank or any other state-run banks. While the Other larger banks are in wait & watch mode, interestingly, both the banks which has increased savings interest rate have not put any new additional charges on their customers bringing little cheer to the customers who are tired of Inflation & increased rise interest on their loans.

Happy Diwali to Stockssavvy Readers

Rajesh Singla

Delightful laddos Incandecent diyas www.stockssavvy.comWhole lot of fun A big stock of masti Lots of mithai Innemurable fireworks Wishing you the best bargain on fun n lots of sale-e-bration Muhurat trading on the stock market is an auspicious practice followed to ensure continued success on the bourses. As always, Udan Mukherjee will sit with Samir Arora, Rakesh Jhunjhunwala asking their opinion about the market for the next year. I am going to my native place Ferozepur, Punjab for celebrating Diwali. I will be on vacation for the next one week & won't be updating much on the website. Wishing everyone a festival of lights that is safe, enjoyable, thoughtful, socially cohesive and personally meaningful. HAPPY DIWALI! May you live your life like the festival of Diwali, happy healthy and wealthy. A Very Very Happy Diwali to you and your family !!

Top performing Mutual Funds in India

Rajesh Singla

Lot of people want to start their investment planning. The common hurdle which come across them is that which mutual fund to choose? Let us see which mutual funds should be in your portfolio & which one should be a certainly avoid.

Stockssavvy.com completes one year

Rajesh Singla

Dear all of you! I am extremely delightful to share with the readers the first anniversary of the Website. For a lifetime, first year is very young, but long enough for a website to experience and prove its everlastingness and stability. Today was the day when Stockssavvy moved from the blogging platform to become one of India’s leading website in Financial Planning, Stocks, and Mutual funds & Insurance. Stockssavvy is still in its fancy days & readers can expect more to come in coming months & years. There are few accomplishments which we were able to reach in this one year. Getting the website in shape where people can read & relate with ease. Integrating social networking websites & readers to integrate to get all the update to readers in real time. Keeping people updated what is important for them to know when it comes to money. Offering them free service in financial planning & they can start their financial planning without thinking of cost barrier which is involved with financial planner. Offering people to invest in mutual funds & insurance. The biggest accomplishment we feel is that we are able to help people in taking their decision when it comes to financial planning as well as stocks. We are targeting to integrate online buying of Mutual funds online through Website. I hope we will be able to integrate it on prior basis. Kindly let us know what else do you expect through our website? I thank you again for all the encouragement throughout the way & hope for your companionship in years to come.

Role of Spouse in managing financial planning

Rajesh Singla

How easily it was for the man to shrug his shoulders and say “My wife manages it.” Men typically are ...

How to invest in Gold?

Rajesh Singla

To the advantage of gold lovers, the run in prices that gold has seen in the last couple of years, and particularly this year, surpasses the returns provided by any other asset class. This has created an attraction gold, mainly as an investment for asset allocation purposes, in addition to serving its usefulness for occasions and daily utility. We classify here different ways how one can invest in Gold & the best practice how one can put money in Gold ETF.

Colgate, Lux & Airtel tops the chart with Most Trusted Brands in 2011

Rajesh Singla

In its eleventh year now, Brand Equity's Most Trusted Brands survey has come to be recognised as a crucible to gauge the most important ingredient consumers look for in brands - Trust. Conducted by Nielsen, the survey is the largest of its kind in India, with a design sample of 8,160 for the 'Trusted Brands'- distributed across socio-economic classifications, age, income and geography. After considerable brainstorming by Brand Equity and the research team at Nielsen, a list of 372 brands (277 product brands and 95 service brands) was finalised for this year, up from 300 brands in 2010. Brands were included based on their sales, retail and media visibility, as well as market and trade feedback. This was done to ensure that the final list was a fair representation of brands across categories. Each brand was then evaluated on seven parameters. Arriving at a shortlist of brands is no easy task. With the marketplace in continuous churn given the rapid entry of new brands and also the exit of old brands, the survey attempts to capture these transitions. This year, the survey includes 84 new brands (16 service and 68 product brands) in the list. In some cases, like automobiles for example, the company names were taken instead of individual brand names - like Tata, Honda and Ford. From the year 2003 to 2007, LIC reigned supreme in Brand Equity's Most Trusted Brands Survey - in the services list of the survey - the insurance major was the numero uno service brand for five consecutive years.

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