Top Performing SIP Mutual Funds in India in 2015

January 3, 2015   ·   0 Comments

 

Top Performing SIP Mutual Funds in India

Evolution of stock markets to new highs in 2014 proved that new bull run has started in the Dalal street. The overall gain of 30% of the stock market in 2014 is promising and has grabbed attention of many new investors. In this race, there have been few stocks/sectors, which have outperformed the rest. Similar, is the story for the mutual funds where new winners have evolved in this new bull run.

Gone are the days when few popular names such as HDFC Top 200 Fund, IDFC Premier Equity Fund, ICICI Pru Bluechip Focused Fund, Reliance Pharma Fund would rule the market. The new winners have evolved and have been able to outperform for considerable amount of time(3-5 years) and are demanding attention of common investor.

It is time to start noticing these mutual funds and add/update the portfolio accordingly before it is too late to miss the wagon wheel. I have done a thorough study and have compiled a list of mutual funds in each sector when compared with the rest.

 

Important Cents:

  • SIP of Investment of 1,000 Rs. is considered for all the analysis
  • All Analysis are done for Growth plan and for no direct investments
  • Date of SIP was considered to be 10th in each case.

Top Performing Tax Saving Mutual funds in 2015:

Tax Saving MF 36 Months 60 Months
Reliance Tax Saver Fund 68520.07 124745.16
Axis Long Term Equity  65538.8 124423.12
Religare Invesco Tax Plan 59125.24 106646.46
ICICI Prudential Tax Plan 58431.7 105533.26
Birla Sun Life Tax Relief 96  60077.79 104111.91
DSP BlackRock Tax Saver Fund 58009.86 103511.41
IDFC Tax Advantage (ELSS) Fund 57083.25 103105.11
HDFC TaxSaver 57988.48 101728.66
Canara Robeco Equity Taxsaver 54318.63 98063.29

Our personal picks for portfolio would be Reliance Tax Saver Fund, Axis Long Term Equity, ICICI Prudential Tax Plan. Preference of ICICI over Religare is due to the reason of ICICI consistent outperformance from many years.

Top Performing Large Cap Mutual funds in 2015: 

Large Cap Funds 36 Months 60 Months
Birla Sun Life Advantage Fund 60831.92 104738.94
Reliance Top 200 Fund 57822.98 103529.3
SBI Magnum Bluechip Fund 56221.64 101115.68
Franklin India Opportunities Fund 57960.37 100709.58
HDFC Equity Fund 56941.31 100353.6
ICICI Prudential Top 200 56536.49 100074.5
ICICI Prudential Focused Bluechip Equity 53738.46 98438.81
UTI Opportunities Fund 52777.81 97305.57
HDFC Top 200 54323.13 96184.67 

Our personal picks for portfolio would be to go with the best and have first 3 funds : Birla Sun Life Advantage Fund, Reliance Top 200 Fund, SBI Magnum Bluechip Fund.

Top Performing Mid and Small Cap Mutual funds in 2015:

Mid and Small Cap Funds 36 Months 60 Months
Franklin India Smaller Companies Fund 75177.64 139001.14
Canara Robeco Emerging Equities 73720.47 136041.93
DSP BlackRock Micro Cap Fund 75246.26 134410.73
Birla Sun Life MNC Fund 67138.52 128100.14
Religare Invesco Mid N Small Cap Fund 67821.34 126958.12
HDFC Midcap Opp. Fund 67517 126474
Religare Invesco Mid Cap Fund 67756.59 124824.41
Reliance Small Cap 78350.15 119408.09
IDFC Premier Equity Fund 61391 113897.1
Reliance Equity Opp. Fund 60846 113225
SBI Emerging Businesses Fund 58117.79 112604.25
Birla Sun Life Div. Yield Plus 55634.19 98068.92

This sector grabs the most attention because of the return it generates. It is phenomenal to see the difference of the new emerged players in this category with the likes of Franklin India Smaller Companies Fund and Canara Robeco Emerging Equities Fund to popular names of IDFC Premier Equity Fund and Reliance Equity Opp. Fund.

We would advice our readers to pick the Funds in this order: Franklin India Smaller Companies Fund, Canara Robeco Emerging Equities, DSP BlackRock Micro Cap Fund, Birla Sun Life MNC Fund and HDFC Midcap Opp. Fund.

Top Performing Sector Mutual funds in 2015:

Sector Funds 36 Months 60 Months
SBI Pharma Fund 65468.52 133639.59
ICICI Prudential Technology Fund 61473.27 119661.82
Reliance Pharma Fund 61800 119491
ICICI Prudential Banking and Financial Services 63587.95 117406.93
ICICI Prudential FMCG 51411.16 109608.71
Reliance Banking Fund  58327 104091

 

 

 

 

 

 

 

 

Emergence of SBI Pharma Fund over Reliance Pharma Fund is astonishing. Even, performance od ICICI Prudential Tech. Fund is worth considering in this sectorial funds.

In case you are wondering how much money one can make an RD at different Interest rates

RD Return 36 Months 60 Months
with 10% Interest 42,130 78,082
with 15% Interest 45,679 89,681
with 20% Interest 49600.96 103454.18
with 25% Interest 53936.74 119844.39
with 30% Interest 58733.95 139391.38

 

 

 

 

 

 

Point worth Noticing:

There is not a single mutual fund mentioned above who has failed to give a return of less than 15% over 5 years of time. Grab your mutual funds today and start a regular investment strategy now before it is too late for you to realize that you have missed another bull run.

Rajesh Singla

Rajesh is the founder & CEO of Stockssavvy, Stocks analyst,financial advisor by choice,software engineer by fate,biker,gamer,cricket lover n enthusiastic person. He believes in doing things not just to get by but to get Ahead...

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